June 3, 2008
Addition of a new "preferred" rate schedule for AOPA group term life insurance cuts premiums for qualifying AOPA members by as much as 22 percent. The new rates apply to coverages ranging from $100,000 to $500,000.
"And unlike the advertisements you might see for other pilot life insurance plans, this is a true all-time low rate for group coverage," said AOPA President Phil Boyer. "It's not a complicated individual policy masquerading as a group plan."
The AOPA Group Term Life Insurance Program is underwritten by Minnesota Life, a leading company rated A++ for financial condition by A.M. Best Company. Minnesota Life has been an AOPA partner company for more than 50 years.
The new preferred option is available immediately in most states and is for AOPA members applying for $100,000 to $500,000 of term life insurance. Qualification requirements include no ratable health impairments, no history of high blood pressure, no deaths from cardiovascular disease among parents or siblings to age 60, no use of nicotine for one year, and cholesterol within guidelines.
The new lower rates require a valid airman medical certificate at the time of application, but no medical information is required to convert coverage to individual life insurance at age 70. Spouse coverage is available at member rates.
Other AOPA Group Term Life Insurance Program features include discounts of 50 percent for non-smokers and coverage for most types of flying. AOPA members and spouses under age 65 are eligible for coverage.
For details on the new, lower rate schedule for qualifying AOPA members, visit the Web site or call toll-free 888/TRY-AOPA (888/879-2672) to request an information package and application.
The AOPA Group Term Life Insurance Program is one of the AOPA Certified programs that return a small royalty to AOPA to help keep general aviation strong and AOPA member dues low.
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