Member Products

Many AOPA members are surprised to find that their life insurance policy may not cover them in case of an accident when they are the pilot of a general aviation aircraft...and sometimes not even as a passenger in a commercial aircraft!

AOPA Aviation AD&D insurance provides Accidental Death and Dismemberment (AD&D) protection for the gap in coverage for both situations and is designed specifically to fit the supplemental insurance needs of AOPA members...general aviation pilots of all ages and levels of flying experience. Even student pilots.

Look at this checklist of AOPA Aviation AD&D features...and enroll or increase your coverage now.

  General aviation activity as a pilot*
Not all insurance coverages protect VFR and IFR pilots. Sometimes you pay higher rates or have a special rider that excludes flying.

  Coverage as a passenger in an aircraft.
Check the fine print to make sure you are covered.

Affordable premiums with coverage levels up to $300,000.
Other Aviation AD&D policies only offer up to $100,000 in aviation AD&D coverage.

No physical exam or health questions to answer.
As an AOPA member you are guaranteed coverage. Your additional coverage takes effect as soon as your paid enrollment is received.

No age restrictions.
Other aviation AD&D policies are limited to pilots under age 65 or have restrictions between ages 65-69.

No rate increase based on age.
Other aviation AD&D policies increase rates for pilots over age 65.

Reliable, highly rated insurance underwritten by Minnesota Life Insurance Company, rated A+, the second highest of 16 ratings, for financial strength.
Evaluations and ratings can make a big difference when you need to make a claim. Make sure you know who you are dealing with.

*See Plan Exclusions