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AOPA Accident ForgivenessAOPA Accident Forgiveness

AOPA Accident Forgiveness and Deductible Waiver Enhancement

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Several years ago, the AOPA Insurance Agency, Chartis Aerospace, and AOPA joined the Air Safety Institute initiative aimed at improving pilot safety consciousness while helping to lower a pilot's out-of-pocket expenses in the event of an accident. The United States Aircraft Insurance Group (USAIG), Old Republic Aerospace, Global Aerospace, Starr Aviation, and U.S. Specialty Insurance Company have also adapted the program to select policies available to their clients. Through this collaboration, these five carriers offer accident forgiveness and deductible reward programs to support their client pilots' participation in the Air Safety Institute program.

Why Participate?

Free, easy, and worth every minute of your time, Air Safety Institute online courses and live safety seminars are the best way for busy pilots to stay on the top of their game. And, the Air Safety Institute’s Online and In-Person Flight Instructor Refresher Clinics also qualify. Now there's another great advantage for safety-minded pilots—the AOPA Accident Forgiveness and Deductible Waiver Enhancement.

"I don't plan on ever having an accident, but it's nice to know that if the unthinkable happens, the ASF online courses I've been taking for years could save me a whole lot of money."
—Alan Peterson
Chartis Aerospace Insurance Policyholder

For additional policy information, please call 800/622-2672.

Available on select insurance policies underwritten by Chartis Aerospace 1, United States Aircraft Insurance Group (USAIG) 1, Old Republic Aerospace 2, Starr Aviation 3, Global Aerospace 4, U.S. Specialty Insurance Company (USSIC) 5, this valuable coverage enhancement waives part of the policy's deductible and-even better-prevents the policy renewal rate from increasing as a result of the accident.

How to Qualify:

Simply participate in qualifying Air Safety Institute safety education every six months or renew your CFI through the Air Safety Institute’s Online or In-Person Flight Instructor Refresher Clinic in the past six months to qualify for the AOPA Accident Forgiveness and Deductible Waiver Enhancement.

Step-By-Step:

To qualify, only one of the options below must have been completed in the six months prior to the accident.

Online courses: Complete one qualifying full-length Air Safety Institute online course, or two qualifying mini-courses, and print the personalized completion certificate provided.

Accident Case Studies: Watch two accident case studies and print the personalized completion certificate provided.

Safety Quizzes: ASI Safety Quizzes offer a quick, interactive way to assess and expand your knowledge on a wide range of topics. Complete three Air Safety Institute quizzes and print the personalized completion certificate provided.

Webinars and Webcasts: Don't have time to attend an in-person seminar? Attend a free ASI webinar or webcast in the comfort of your own home and print the personalized completion certificate on the date you participated.

Safety Seminars: Prefer to make a night of it? Attend one of the more than 200 free Air Safety Institute live safety seminars offered each year throughout the United States. It's a great way to learn from professional instructors while enjoying the company of your fellow pilots. Plus, no pre-registration is required! Just be sure to complete the registration card provided on-site, and drop it off with the instructor before you leave. A personalized safety seminar attendance certificate will be mailed to the address provided on the registration card.

CFI Renewal: Renew your CFI through the Air Safety Institute’s Online or In-Person Flight Instructor Refresher Clinic within the past six months and maintain a copy of your completion certificate.

What’s Next?

In the unlikely event of an accident, Chartis Aerospace, United States Aircraft Insurance Group (USAIG), Old Republic Aerospace, Starr Aviation, Global Aerospace, or USSIC policyholders must send their online course completion certificate or safety seminar attendance certificate within 30 days to the claims address of their carrier:

Chartis Aerospace Insurance Services, Inc.
Attn: Claims Department
2929 N Central Ave
19th Floor
Phoenix, AZ 85012

United States Aircraft Insurance Group (USAIG), Inc.
Attn: General Aviation Claims
199 Water Street
New York, NY 10038

Old Republic Aerospace
ATTN: Claims Department
1990 Vaughn Rd. #350
Kennesaw, GA 30144

Starr Aviation Agency, Inc.
ATTN: Claims Department
3353 Peachtree Road, NE, Suite 1000
Atlanta, GA 30326

Global Aerospace
ATTN: Claims Department
10895 Grandview Drive, Suite 150
Overland Park, KS 66210
[email protected]

U.S. Specialty Insurance Company
Attn: Claims Department
5601 Granite Parkway, Suite 1100 
Plano, TX  75024
[email protected]
800-467-8731

Please reference your policy number, claim number, and aircraft registration number in the correspondence.

If you've misplaced your online course completion certificate, please e-mail your name, pilot certificate number, AOPA member number (if applicable) and the name of the online course you completed (e.g., GPS for VFR Operations, Mountain Flying, etc.) to [email protected].

If you've misplaced your safety seminar attendance certificate, please call 800/USA-AOPA and select option 3.

Additional Details:

1This enhancement is available for all Chartis Aerospace or United States Aircraft Insurance Group (USAIG) non-commercial ownership and rental policies for gliders and piston-powered airplanes. Chartis Aerospace or United States Aircraft Insurance Group (USAIG) will waive all accident/claim/ surcharges so long as the accident pilot (be it named insured, permissive named pilot or even a pilot flying under the Open Pilot Warranty) involved in the covered loss on an Chartis Aerospace or a United States Aircraft Insurance Group (USAIG) policy provides proof of completion of a qualifying Air Safety Institute online course or live safety seminar during the six-month policy period prior to the loss. Additionally, will waive up to $100 of policy deductible.

2This enhancement is available for all Old Republic Aerospace non-commercial pleasure & business use aircraft policies issued on the PB500 policy form. Old Republic Aerospace will waive all accident/claim surcharges that would otherwise be applicable because of the loss, so long as the accident pilot (be it permissive named pilot or a pilot flying under the Open Pilot Warranty) involved in the covered loss provides proof of completion of a qualifying Air Safety Institute online course or live safety seminar during the six-month period preceding the loss. Additionally, Old Republic Aerospace will waive the entire policy deductible. In the unlikely event of an accident, policyholders must send the pilot's online course completion certificate or safety seminar attendance certificate to the claims address above within 30 days of the date of loss.

3This enhancement is available for all Starr Aviation policies. Starr Aviation will waive the deductible for physical damage losses or non-owned physical damage losses (up to $500) provided the pilot involved in the accident or occurrence has completed an approved training event by a recognized provider in the 6 months preceding the occurrence or aircraft accident, or completion of any phase of the FAA Wings program in the preceeding 12 months of an occurrence or aircraft accident.

4This enhancement is available for all Global Aerospace policies for piston-powered aircraft which are used solely for Pleasure & Business. Global Aerospace will waive all accident/claim surcharges so long as the accident pilot (be it named insured, permissive named pilot or even a pilot flying under the Open Pilot Warranty) involved in the covered loss on a Global Aerospace policy provides proof of completion of a qualifying Air Safety Institute online course or live safety seminar during the six-month policy period prior to the loss. Additionally, Global Aerospace will waive the entire policy deductible.

5This enhancement is available for all U.S. Specialty Insurance Company (USSIC) policies covering piston-powered aircraft which are used solely for Pleasure & Business. USSIC will waive all accident related surcharges provided the pilot involved in the covered in motion accident provides proof of completion of a qualifying Air Safety Institute online course or live safety seminar within the six months preceding the accident. USSIC will also waive the in motion deductible for the applicable in motion accident up to a maximum of $500.

Important: The online courses, safety quizzes, webinars, and live safety seminars must be completed prior to the accident, not afterwards, to qualify the policyholder for this enhancement.

Certain accident types are not eligible for this enhancement. These are only the more serious situations, such as a loss which results from fuel exhaustion, flying "under the influence" of drugs or alcohol, or knowingly flying with an expired medical certificate or Flight Review (if required), or any careless or reckless operation of the aircraft.

Updated August 21, 2012