AOPA Air Safety Foundation

AOPA Accident Forgiveness and Deductible Waiver Enhancement

Over two years ago, the AOPA Insurance Agency, Chartis Aerospace, and AOPA joined the AOPA Air Safety Foundation initiative aimed at improving pilot safety consciousness while helping to lower a pilot's out-of-pocket expenses in the event of an accident. This year, United States Aircraft Insurance Group (USAIG) and Phoenix Aviation Managers have also adapted the program to select policies available to their clients. Through this collaboration, these three carriers offer accident forgiveness and deductible reward programs to support their client pilots' participation in the AOPA Air Safety Foundation program.

Why Participate?

Free, easy, and worth every minute of your time, AOPA Air Safety Foundation online courses and live safety seminars are the best way for busy pilots to stay on the top of their game. Now there's another great advantage for safety-minded pilots—the AOPA Accident Forgiveness and Deductible Waiver Enhancement.

Available on select insurance policies underwritten by Chartis Aerospace Insurance Services, Inc.* United States Aircraft Insurance Group (USAIG)*, or Phoenix Aviation Managers**, this valuable coverage enhancement waives part of the policy's deductible and-even better-prevents the policy renewal rate from increasing as a result of the accident.

How to Qualify:

Simply participate in qualifying AOPA Air Safety Foundation safety education every six months to qualify for the AOPA Accident Forgiveness and Deductible Waiver Enhancement.

There are two convenient safety education options: online courses and live safety seminars.

Learn more in less time with a free AOPA Air Safety Foundation online course. Select from a number of self-paced, interactive topics and enjoy the informative, engaging content wherever and whenever you choose.

Prefer to make a night of it? Attend one of the more than 200 free AOPA Air Safety Foundation live safety seminars offered each year throughout the United States. It's a great way to learn from professional instructors while enjoying the company of your fellow pilots. Plus, no pre-registration is required!

Step-By-Step:

To qualify, only one of the options below must have been completed in the six months prior to the accident.

Option 1: Complete a qualifying AOPA Air Safety Foundation online course and print the personalized completion certificate provided.

Option 2: Attend a qualifying AOPA Air Safety Foundation live safety seminar, complete the registration card provided on-site, and drop it off with the instructor before you leave. A personalized safety seminar attendance certificate will be mailed to the address provided on the registration card.

What’s Next?

In the unlikely event of an accident, Chartis Aerospace, United States Aircraft Insurance Group (USAIG), or Phoenix Aviation Managers policyholders must send their online course completion certificate or safety seminar attendance certificate within 30 days to the claims address of their carrier:

Chartis Aerospace Insurance Services, Inc.
Attn: Claims Department
7047 E. Greenway
Suite 350
Scottsdale, AZ 85254

United States Aircraft Insurance Group (USAIG), Inc.
Attn: General Aviation Claims
199 Water Street
New York, NY 10038

Phoenix Aviation Managers, Inc.
ATTN: Claims Department
1990 Vaughn Rd. #350
Kennesaw, GA 30144

Please reference your policy number, claim number, and aircraft registration number in the correspondence.

If you've misplaced your online course completion certificate, please e-mail your name, pilot certificate number, AOPA member number (if applicable) and the name of the online course you completed (e.g., GPS for VFR Operations, Mountain Flying, etc.) to asf@aopa.org.

If you've misplaced your safety seminar attendance certificate, please call 800/USA-AOPA and select option 3.

Qualifying Online Courses:

• GPS for VFR Operations
• GPS for IFR Operations
• Weather Wise: Ceiling and Visibility
• Weather Wise: Thunderstorms and ATC
• Weather Wise: Precipitation and Icing
• Weather Wise: Air Masses and Fronts 
• SkySpotter: Pireps Made Easy
• Single-Pilot IFR
• IFR Adventure
• Runway Safety
• Know Before You Go
• Mountain Flying
• Engine and Propeller
• Say Intentions...
• Mission: Possible
• Do the Right Thing: Decision Making for Pilots
• Essential Aerodynamics
• IFR Insights: Regulations
• IFR Insights: Charts
• Aging Aircraft 
• Say It Right: Mastering Radio Communication

Qualifying Live Safety Seminars:

• Top 5 Mistakes Pilots Make
• Radio Communication
• Airspace Made Easy
• Do the Right Thing—Decision Making for Pilots
• Emergency Procedures
• GPS: Beyong Direct-To
• Single-Pilot IFR
• Weather Wise
• Last Five Miles
• Mastering Takeoffs and Landings
• Maneuvering Flight
• GPS From the Ground Up
• What Went Wrong? 

  Additional Details:

  *This enhancement is available for all Chartis Aerospace or United States Aircraft Insurance Group (USAIG) non-commercial ownership and rental policies for gliders and piston-powered airplanes. Chartis Aerospace or United States Aircraft Insurance Group (USAIG) will waive all accident/claim/ surcharges so long as the accident pilot (be it named insured, permissive named pilot or even a pilot flying under the Open Pilot Warranty) involved in the covered loss on an Chartis Aerospace or a United States Aircraft Insurance Group (USAIG) policy provides proof of completion of a qualifying AOPA Air Safety Foundation online course or live safety seminar during the six-month policy period prior to the loss. Additionally, will waive up to $100 of policy deductible.

  **This enhancement is available for all Phoenix Aviation Managers policies for aircraft issued on PAM-AV-2(07-01) which are solely used for Pleasure & Business. In addition to the program benefits above, Phoenix Aviation Managers will waive the policy deductible up to a maximum of $500.

  Important: The online course or live safety seminar must be completed prior to the accident, not afterwards, to qualify the policyholder for this enhancement.

  Certain accident types are not eligible for this enhancement. These are only the more serious situations, such as a loss which results from fuel exhaustion, flying "under the influence" of drugs or alcohol, or knowingly flying with an expired medical certificate or Flight Review, or any careless or reckless operation of the aircraft.

Updated October 29, 2009