AOPA Insurance Agency offers hurricane protection coverage
For J. Barry Mitchell, who lives on Florida’s west coast, having Hurricane Protection Coverage on both of his aircraft—a Cessna 150 and Allegro 2000—is important. Through the AOPA Insurance Agency, Mitchell automatically receives this benefit as part of his Broad Coverage Endorsement.
“It’s a terrific benefit, which pays expenses to move the aircraft from harm’s way to a safer location,” said Mitchell about his insurance policy. And that includes hiring a ferry pilot if Mitchell can’t fly it out himself.
Hurricane Protection Coverage kicks in when the National Weather Service issues a hurricane watch or warning for the area where the aircraft is principally based. The insurance company will reimburse the policyholder for a portion of the reasonable costs associated with protecting the aircraft by relocating it outside of the hurricane’s predicted path.
There must already be physical damage (hull) coverage in force, and the aircraft must be relocated to another airport that is outside the warning or watch area and at least a 100-nm distance from home base. Reimbursement is usually limited to $500 or 50 percent of the total cost of the relocation, whichever is less.
“Over these many years, I have not had a claim, but I feel that in the event of such a misfortune, it would be handled competently and professionally,” said Mitchell, a staunch advocate of AOPA, who describes himself as “not easy to please.”
“I have received extraordinary service,” he added. “AOPA treats you like royalty. They have a knowledgeable staff and strive to provide the best value and reasonable premiums.”
To learn more or to get a free quote, visit the AOPAIA Web site or call 800/622-AOPA (2672).
July 28, 2009