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Read A message from Mark Baker >
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    Cash Back1 Select AOPA Purchases2-5

  • partners icon

    Cash Back1 Select AOPA Partners3-5

  • fuel icon

    Cash Back1 FBO's & Flight Schools; Aviation & Auto Fuel4-5

  • cash back icon

    Cash Back1 All Other Purchases

Supports GA with every use • Low Intro Rate • No annual Fee*

** Fuel includes both aviation and auto.

3% Cash Back1 at Select AOPA partners3, including:

A Cash Back1 redemption is applied as a statement credit. Quarterly bonus point cap of 2,500 points5

Rewards for you

The AOPA Credit Card provides:

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How you earn What you spend How it adds up!
4% AOPA $100 400 points
3% Select AOPA Partner $500 1,500 points
2% F.B.O.s4 $250 500 points
2% Flight Schools4 $275 550 points
2% Gas Station4 $25 50 points
1% Everywhere Else $2,000 2,000 points

A Cash Back1 redemption is applied as a statement credit. Quarterly bonus cap of 2,500 points5

A message from AOPA President Mark Baker

I have a simple request for all AOPA members, please check your wallet.

Does the card inside support your flying, support our shared freedom to fly, and save you money at the same time?

If the answer is no, then you are missing out on the best credit card for pilots, the all new AOPA World Mastercard.

Here is why you as a pilot need it:

About a year ago, AOPA made the hard, but necessary decision to build a true aviation credit card and end our relationship with Bank of America. We needed a better card, one that truly works for pilots and one built from the ground up by pilots. Over the course of its development, we took great care to ensure that every benefit would provide maximum savings on all thing’s aviation and much more beyond that.

This impressive new program replaces our previous one with Bank of America, who no longer carries the pilot’s credit card. (If you had the old Bank of America credit card, it’s time to switch.)

There is now ONLY ONE credit card that bears the name AOPA and represents the best credit card for pilots. There is ONLY ONE card that gives pilots unique benefits to save money, keep flying, support aviation and supports AOPA.

That card is the new AOPA World Mastercard® issued by Commerce Bank and is available in your choice of the two unique aviation designs.

Mark Baker

Now that you have some background on this important AOPA program, I hope that you will take the next step and apply.  If you do, please make sure that if you see me at an aviation event or one our fly-ins, to stop over and share the great news.

Make sure you become one of the thousands of pilots already putting money back in their pockets with the new AOPA World Mastercard.

Blue Skies,

Mark Baker

Apply Now


  1. Rewards points can be redeemed for Cash Back or other redemption items provided through AOPA Pilot Rewards. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance but you are still required to make at least your minimum payment. A minimum of 2,500 points is needed to redeem for Cash Back. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.
  2. Advertising, Aviation Insurance, PAC Donations and AFI Donations are excluded. Visit for complete details on exclusions and bonus point categories.
  3. Participating AOPA partners include: Aero-Space Reports, Aircraft Spruce & Specialty Co., Jeppesen®, Pilot Workshops, SiriusXM®, Sporty’s® Pilot Shop. The listed AOPA partners are in no way affiliated with Commerce Bank, nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners
  4. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points.
  5. You will earn 4% Cash Back (1 regular point + 3 bonus points = 4%) for every $1 of Net Merchandise Purchases on select AOPA purchases, 3% Cash Back (1 regular point + 2 bonus points = 3%) for every $1 of Net Merchandise Purchases made at select AOPA partners, 2% Cash Back (1 regular point + 1 bonus points = 2%) for every $1 of Net Merchandise Purchases made at FBOs (fixed based operators), aviation and auto fuel, and flight schools, and 1% Cash Back (or 1 point) for every $1 of other Net Merchandise Purchases. For example, if you spend $100, you will earn 100 points which is equal to $1 in Cash Back rewards. A maximum of 2,500 bonus points will be awarded per calendar quarter, per rewards account. Please allow up to five business days after the transaction posts to your account for bonus points to be awarded. 
  6. Certain terms, conditions, limitations, and exclusions apply. See your guide to benefits for details.
  7. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.
  8. Subject to credit approval and eligibility under applicable law. By applying for the AOPA World Mastercard®, you are authorizing Commerce Bank to share information with AOPA to fulfill on the Unique Cardholder Gifts. Periodically AOPA will provide special offers and gifts to cardholders. Offer subject to change without notice.
  9. To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.

Select AOPA purchases include: AOPA Membership, Pilot Protection Services, AOPA Flight Instructor Refresher Clinics (in-person and online), AOPA Event Registration, AOPA Pilot Gear store purchases (online only).