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AOPA Accident Forgiveness

AOPA Accident Forgiveness and Deductible Waiver Enhancement

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Several years ago, the AssuredPartners Aerospace (formerly AOPA Insurance Agency), AIG Aerospace, and AOPA joined the Air Safety Institute initiative aimed at improving pilot safety consciousness while helping to lower a pilot's out-of-pocket expenses in the event of an accident. The United States Aircraft Insurance Group (USAIG), Old Republic Aerospace, Global Aerospace, Starr Aviation, and U.S. Specialty Insurance Company have also adapted the program to select policies available to their clients. Through this collaboration, these six carriers offer accident forgiveness and deductible reward programs to support their client pilots' participation in the Air Safety Institute program.

Why Participate?

Free, easy, and worth every minute of your time, Air Safety Institute online programs are the best way for busy pilots to stay on the top of their game. And, the Air Safety Institute’s Online Flight Instructor Refresher Course (eFIRC) also qualifies. Now there's another great advantage for safety-minded pilots—the AOPA Accident Forgiveness and Deductible Waiver Enhancement.

"I don't plan on ever having an accident, but it's nice to know that if the unthinkable happens, the ASI online courses I've been taking for years could save me a whole lot of money."
—Alan Peterson
AIG Insurance Policyholder

What is offered?

Available on select insurance policies underwritten by AIG Aerospace 1, United States Aircraft Insurance Group (USAIG) 1, Old Republic Aerospace 2, Starr Aviation 3, Global Aerospace 4, U.S. Specialty Insurance Company (USSIC) 5, this valuable coverage enhancement waives part of the policy's deductible and-even better-prevents the policy renewal rate from increasing as a result of the accident.

For additional policy information, please call 800/622-2672

How to Qualify:

Simply participate in qualifying Air Safety Institute safety education every six months or renew your CFI through the Air Safety Institute’s Online Flight Instructor Refresher Course in the past six months to qualify for the AOPA Accident Forgiveness and Deductible Waiver Enhancement.

Step-By-Step:

To qualify, only one of the options below must have been completed in the six months prior to the accident. You must print a personalize completion certificate from your ASI Transcript as proof of completion. 

* Note: To earn credit for live safety webinars or qualifying videos you must click the link provided in the webinar presentation or follow up email, or on the video's product page to receive your dated completion certificate. This certificate serves as proof of attendance or viewing and will appear on your ASI transcript.

What’s Next?

In the unlikely event of an accident, AIG Aerospace, United States Aircraft Insurance Group (USAIG), Old Republic Aerospace, Starr Aviation, Global Aerospace, or USSIC policyholders must send their online course completion certificate or safety seminar attendance certificate within 30 days to the claims address of their carrier:

AIG Aerospace Insurance Services, Inc.
Email: [email protected]

United States Aircraft Insurance Group (USAIG), Inc.
Attn: General Aviation Claims
301 N Main St, Ste 1450
Wichita, KS 67202

Old Republic Aerospace
ATTN: Claims Department
1990 Vaughn Rd. #350
Kennesaw, GA 30144

Starr Aviation Agency, Inc.
ATTN: Claims Department
3353 Peachtree Road, NE, Suite 1000
Atlanta, GA 30326

Global Aerospace
ATTN: Claims Department
10895 Grandview Drive, Suite 150
Overland Park, KS 66210
[email protected]

USSIC Aviation Group
Attn: Claims Department
7950 Legacy Dr., Suite 600
Plano, TX 75024
[email protected]
800-467-8731

Please reference your policy number, claim number, and aircraft registration number in the correspondence.

If you've misplaced your online course completion certificate, check your on ASI Transcript to download certificate again or please e-mail your name, pilot certificate number, AOPA member number (if applicable) and the name of the online material you completed (e.g., Runway Safety online course, Wrong Surfaces Operations Live Webinar, etc.) to [email protected].

Additional Details:

1This enhancement is available for all AIG Aerospace or United States Aircraft Insurance Group (USAIG) non-commercial ownership and rental policies for gliders and piston-powered airplanes. AIG Aerospace or United States Aircraft Insurance Group (USAIG) will waive all accident/claim/ surcharges so long as the accident pilot (be it named insured, permissive named pilot or even a pilot flying under the Open Pilot Warranty) involved in the covered loss on an AIG Aerospace or a United States Aircraft Insurance Group (USAIG) policy provides proof of completion of a qualifying Air Safety Institute online course or live safety seminar during the six-month policy period prior to the loss. Additionally, will waive up to $100 of policy deductible.

2This enhancement is available for all Old Republic Aerospace non-commercial pleasure & business use aircraft policies issued on the PB500 policy form. Old Republic Aerospace will waive all accident/claim surcharges that would otherwise be applicable because of the loss, so long as the accident pilot (be it permissive named pilot or a pilot flying under the Open Pilot Warranty) involved in the covered loss provides proof of completion of a qualifying Air Safety Institute online course or live safety seminar during the six-month period preceding the loss. Additionally, Old Republic Aerospace will waive the entire policy deductible. In the unlikely event of an accident, policyholders must send the pilot's online course completion certificate or safety seminar attendance certificate to the claims address above within 30 days of the date of loss.

3This enhancement is available for all Starr Aviation policies. Starr Aviation will waive the deductible for physical damage losses or non-owned physical damage losses (up to $500) provided the pilot involved in the accident or occurrence has completed an approved training event by a recognized provider in the 6 months preceding the occurrence or aircraft accident, or completion of any phase of the FAA Wings program in the preceding 12 months of an occurrence or aircraft accident.

4This enhancement is available for all Global Aerospace policies for piston-powered aircraft which are used solely for Pleasure & Business. Global Aerospace will waive all accident/claim surcharges so long as the accident pilot (be it named insured, permissive named pilot or even a pilot flying under the Open Pilot Warranty) involved in the covered loss on a Global Aerospace policy provides proof of completion of a qualifying Air Safety Institute online course or live safety seminar during the six-month policy period prior to the loss. Additionally, Global Aerospace will waive the entire policy deductible.

5This enhancement is available for all U.S. Specialty Insurance Company (USSIC) policies covering piston-powered aircraft which are used solely for Pleasure & Business. USSIC will waive all accident related surcharges provided the pilot involved in the covered in motion accident provides proof of completion of a qualifying Air Safety Institute online course or live safety seminar within the six months preceding the accident. USSIC will also waive the in-motion deductible for the applicable in motion accident up to a maximum of $500.

Important: The online courses, safety quizzes, webinars, and live safety seminars must be completed prior to the accident, not afterwards, to qualify the policyholder for this enhancement.

Certain accident types are not eligible for this enhancement. These are only the more serious situations, such as a loss which results from fuel exhaustion, flying "under the influence" of drugs or alcohol, or knowingly flying with an expired medical certificate or Flight Review (if required), or any careless or reckless operation of the aircraft.

Updated December 9, 2021